Noble Gold Investments Review: What It Publishes and What to Ask For

Noble Gold Investments publishes its IRA fee schedule, its account minimums, and the name of its Texas depository. It does not publish the name of its custodian, the premium it charges over spot, or the pricing terms of its buyback program. This review separates the published from the unpublished, using the company’s own website as checked on September 21, 2026, and ends with the documents worth requesting before any money moves.

Who Noble Gold Investments is

Noble Gold Investments is the trade name of Golden Bull, LLC, a precious metals dealer headquartered in Encino, California. The company sells gold and silver, both inside IRAs and as cash purchases with home delivery. The company’s own pages give two different spans. The homepage claims “more than 20 years” of helping clients; the founder’s message on the who-we-are page says “more than a decade”. The Better Business Bureau lists a business start date of May 14, 2016. This review states all three and does not reconcile them. The LLC’s formation filing with the California Secretary of State is the record that would date the entity.

What the company publishes

The company’s gold IRA page publishes six fees, two account minimums, and one named depository, per the pages checked on September 21, 2026.

Minimums

The published minimum is $20,000 for a gold or silver IRA and $10,000 for a cash purchase with home delivery. For cash purchases the site lists one fee, a $30 wire transfer, and no other schedule.

Fees

The gold IRA fee schedule lists six items:

• Account setup: $50
• Wire transfer: $30
• Annual maintenance: $125
• Annual storage: $160
• In-kind distribution: $75
• Account closure: $250

The custodian is not named on the pages checked, so ask which of these fees are paid to the custodian and which stay with the dealer.

For line-item context across the industry, see how gold IRA fees break down.

Custodian and storage

No custodian is named. The company says it will connect customers with a custodian; the custodian’s own fee schedule and account agreement are the documents to request. In any gold IRA, the custodian holds the assets and the dealer sells the metal; the two roles are separate.

For storage, the site names International Depository Services (IDS) in Dallas, Texas. Its Texas storage page says customers previously had one choice, a depository in Delaware, and presents Dallas as the alternative. The site does not say whether storage is segregated or commingled, and it publishes no insurance details for either location. The depository agreement and the insurance certificate are the documents that would answer who bears the loss if metal is damaged or disappears.

For the boundary between depository storage and holding metal at home, see home storage gold IRAs.

Buyback, delivery, and premiums

The company describes a buyback program so customers do not have to find a buyer themselves, and its homepage calls it “top-rated”. It publishes no pricing terms and no timeline for that program. It also publishes no premium over spot.

The premium over spot is the gap between the metal’s market price and the price a dealer charges. It is usually the largest upfront cost in a metals purchase, larger than any fee on the schedule above. Without a published figure, the all-in cost of a purchase cannot be computed from the website alone.

On delivery, the company says metal can be shipped to the customer’s home or taken as cash. The published in-kind distribution fee is $75. Ask whether home delivery of a distribution adds shipping or insurance charges beyond that fee.

As of the check date, the homepage offered a free gold and silver guide. No price promotion or bonus-metal offer appeared on the homepage or the support page.

The fee math on the $20,000 minimum

On the published schedule, a $20,000 gold IRA funded by wire costs $365 in the first year and $285 in each year after.

The first-year figure is the sum of the $50 setup fee, the $30 wire fee, the $125 annual maintenance fee, and the $160 annual storage fee. The later-year figure is maintenance plus storage. Against the $20,000 minimum, that is 1.825 percent in year one and 1.425 percent each year after, before any premium over spot.

Three things could move that total. The custodian may charge fees of its own, and none are published here. Ask whether the storage fee stays flat as the balance grows. And the premium over spot, which is not published, sits on top of every dollar invested. At a hypothetical 5 percent premium, the upfront premium on a $20,000 purchase would be about $1,000, more than double the first-year fee total.

To test other balances and fee combinations, use the gold IRA fee calculator.

Complaint and enforcement record

The sources and limits behind this section are set out in how we review gold IRA dealers.

As of September 21, 2026, this review found an A+ BBB rating, no CFPB complaints, and no record of action by the regulators and courts checked.

The Better Business Bureau profile shows an A+ rating, accreditation since January 23, 2017, and 3 total complaints in the previous 3 years, 1 of them closed in the last 12 months, as viewed on September 21, 2026. BBB ratings are the bureau’s own, and an A+ describes the bureau’s assessment, not an endorsement.

The CFPB Consumer Complaint Database shows 0 complaints under the name Noble Gold Investments. That database covers consumer financial products and services, and precious metals dealers sit largely outside its scope, so a zero there carries limited weight.

No action by a state attorney general, the CFTC, the SEC, or FINRA was found, and no lawsuit with the company as a defendant was found. The check was made on September 21, 2026.

Questions to ask before funding

The gaps above translate into seven requests. Each maps to a document or a written answer, not a sales assurance.

1. The custodian’s legal name, plus the custodian’s own fee schedule and account agreement.
2. A written quote showing the product, the unit price, the spot price at the time of quote, and the premium per unit.
3. The buyback terms in writing: the pricing formula, the spread over spot if any, and the settlement timeline.
4. Which depository would hold your metal, whether storage is segregated or commingled, and the depository agreement and insurance certificate for that location.
5. Attribution of each published fee: which are paid to the custodian and which to the dealer.
6. The full fee schedule for a cash purchase, since only a $30 wire fee is published.
7. Whether home delivery of a distribution carries charges beyond the $75 in-kind distribution fee.

A dealer that answers these in writing has given a buyer everything needed to compute the all-in cost. One that declines has answered as well.

Comparing dealers

This review covers one dealer; the site’s three-dealer comparison covers Goldco, American Hartford Gold, and Noble Gold together. A separate framework for comparing gold IRA companies lists the documents to collect from any dealer.

Sources

Primary sources behind each figure in this review:

• Homepage, noblegoldinvestments.com, checked September 21, 2026.
• Gold IRA page, noblegoldinvestments.com, checked September 21, 2026.
• Who-we-are page, noblegoldinvestments.com, checked September 21, 2026.
• Texas storage page, noblegoldinvestments.com, checked September 21, 2026.
• Support page, noblegoldinvestments.com, checked September 21, 2026.
• BBB profile, Better Business Bureau, viewed September 21, 2026.
• Consumer Complaint Database, CFPB, searched September 21, 2026.